Covid Small Business Relief Grant

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For help with the application, please call (435) 627-4766

or email CovidReliefGrant@sgcity.org.

Please read all instructions prior to calling for assistance.


Application Deadline is Friday, October 23, 2020, 11:59pm

City of St. George Small Business Relief Grant (SBRG)

 

Please read all information and instructions prior to contacting the grant administrator.

SBRG grant administrator: (435) 627-4766 or email CovidReliefGrant@sgcity.org

 

About the Grant

The Small Business Relief Grant (SBRG) is a COVID-19 relief program for small businesses located in the City of St. George intended to provide financial relief for losses and expenses incurred due to the COVID-19 pandemic from the grant period of March 1, 2020 through August 31, 2020.

 

Grant eligibility is based on documented revenue loss of at least $500, and eligible CARES Act expenses between the grant period of March 1, 2020 through August 31, 2020. Revenue replacement is not a permissible use of SBRG Fund payments.

 

For-profit and not-for-profit businesses are encouraged to apply. Applications will be processed as they are received and awarded to eligible businesses for eligible reimbursable expenses up to $25,000. If grant funds are not exhausted in first round of reviews, additional funds may be awarded to eligible businesses that have eligible expenses that exceed $25,000.

 

The Small Business Relief Grant funding is provided through the CARES Act. Any business that has received prior CARES Act funding from any Federal, State, or Local source and is applying for the Small Business Relief Grant funding must not overlap in uses or time period of CARES Act funding with your Small Business Relief Grant request.

 

For example, if your business received Payroll Protection Program (PPP) funding for payroll expenses incurred from April 1 through June 30, 2020, that business can only apply to the Small Business Relief Grant for payroll expenses incurred between July 1 – August 31, 2020. By submitting your application, you certify that you understand and agree to this requirement for all eligible uses.

 

 

Completed applications will be accepted through Friday, October 23, 2020 and processed in the order they are received.

 

To be eligible, businesses must:

       Have an active City of St. George business license as of March 1, 2020

       Employ 50 or fewer full-time equivalent (FTE) employees, including owner(s)

       Have documented revenue loss of at least $500, for grant period March 1, 2020 – August 31, 2020.

       Have NOT already received CARES Act funding for the same uses and time period from any federal, state or local source for COVID-19 financial aid 

       Provide documentation verifying eligible CARES Act expenses

 

 

APPLICATION INSTRUCTIONS

 

Please read all instructions prior to calling the grant administrator with questions.

 

(1)   Complete the application in full, including upload of all required documents.

 

(2)   Be prepared to enter your projected monthly revenue and actual monthly revenue from March 1, 2020 through August 31, 2020, along with one or more of the following supporting documents (make sure supporting documentation clearly identifies loss of revenue of at least $500 or more):

 

       Bank statements or deposit slips

       Accounts Receivable receipts

       Daily, weekly or monthly summary of cash receipts

 

OR

Documents that show business revenues during the SAME period of 2019 (between March 1, 2020 through August 31, 2020), including but not limited to:

 

       bank statements 

       deposit slips

       weekly or monthly cash summaries

       profit and loss statement (preferred)

       copies of journals or ledgers showing gross sales and receipts

       income statements generated through financial software (prepared by an independent accountant, if possible)

       Tax returns (using a monthly average to total revenue)

 

OR

 

Documents that indicate projected sales that were cancelled THIS YEAR during the time period between March 1, 2020 through August 31, 2020, including but not limited to:

 

       Contracts for services that were cancelled due to closure (partial closure or complete closure)

       For stylists, massage therapists, tour operators, artists, etc. – copies of calendars or other confirmed appointments that were cancelled and associated projected revenue

       Accounts receivable reports from electronic accounting software

 

OR

 

If you cannot provide information from the same time period in 2019 or projected revenue for that time period for 2020, please provide documentation for average sales for 8 weeks from January 1 through March 1, 2020. This must be shown by providing one or more of the documents listed above.

 

(3)   Enter eligible COVID-19 related expenses for your requested time period between March 1, 2020 through August 31, 2020, along with supporting documents (provide detailed documentation clearly showing requested eligible COVID expenses).

 

What qualifies as an eligible COVID-19 related expense?

Any of the following expenses that were incurred between March 1 - August 31, 2020, AND have not already been covered by CARES Act funding from another source:  

a)      Mortgage, Rent or Lease obligations*

b)      Utilities*

c)      Payroll expenses

d)      Unemployment insurance

e)      Costs related to business premises modifications to protect employees or customers such as barriers, distancing signs, hand sanitization centers, cleaning and disinfecting supplies, etc.

f)       Costs related to transitioning business operations for remote work

g)      Costs related to protective gear and sanitization such as masks, hand sanitizer, and disinfectant

h)      Other expenses that are business-related and would not have been necessary if not for the COVID-19 pandemic

 

* Home-based businesses are eligible to apply for Mortgage, Rent or Lease obligations, and/or Utilities based on the percentage claimed on 2019 income tax return. (documentation required)

 

Supporting documents include:

       Receipts to verify expenditures

       Paid invoices

       Payment confirmations

       Payroll register report

 

 

For help with the application, please call (435) 627-4766 or email CovidReliefGrant@sgcity.org.

Please read all instructions prior to calling for assistance.


Frequently Asked Questions


Grant amounts are determined by individual business expenses related to COVID-related expenses. The minimum grant amount is $500, and the maximum grant amount is $25,000.

 

This is a reimbursement program for eligible COVID-related expenses. The grants will be processed as they are received and awarded to eligible businesses for eligible reimbursable expenses up to $25,000. If grant funds are not exhausted in first round of reviews, additional funds may be awarded to eligible businesses that have submitted eligible expenses that exceed $25,000.

The SBRG program will accept applications through Friday, October 23, 2020. To begin the application process, click on the “Click To Apply” icon which will take you to an eligibility questionnaire. If your business is eligible, you will be allowed to continue to the application process. The SBRG application must be completed by October 23, 2020.

Is my business eligible for the Small Business Relief Grant?

To be eligible, businesses must:

  • Have an active City of St. George business license as of March 1, 2020
  • Employ 50 or fewer full-time equivalent (FTE) employees, including owner(s)
  • Have documented revenue loss of at least $500, for grant period March 1, 2020 – August 31, 2020.
  • Have NOT already received CARES Act funding for the same uses and time period from any federal, state or local source for COVID-19 financial aid 
  • Provide documentation verifying eligible CARES Act expenses

Part of the SBRG requirements is to demonstrate that your business has been negatively impacted by COVID-19. In order to be considered for grant funding, you will be required to provide documentation showing your business has experienced a loss of at least $500 during the grant period of March 1, 2020 – August 31, 2020.

You will be asked to enter your projected monthly revenue and actual monthly revenue from March 1, 2020 through August 31, 2020, along with one or more of the following supporting documents (make sure supporting documentation clearly identifies loss of revenue of at least $500 or more):

  • Bank statements or deposit slips 
  • Accounts Receivable receipts
  • Daily, weekly or monthly summary of cash receipts

 

OR

 

Documents that show business revenues during the SAME period of 2019 (between March 1, 2020 through August 31, 2020), including but not limited to:

  • bank statements
  • deposit slips
  • weekly or monthly cash summaries
  • profit and loss statement (preferred)
  • copies of journals or ledgers showing gross sales and receipts
  • income statements generated through financial software (prepared by an independent accountant, if possible)
  • Tax returns (using a monthly average to total revenue)

 

OR

 

Documents that indicate projected sales that were cancelled THIS YEAR during the time period between March 1, 2020 through August 31, 2020, including but not limited to:

  • Contracts for services that were cancelled due to closure (partial closure or complete closure)
  • For stylists, massage therapists, tour operators, artists, etc. – copies of calendars or other confirmed appointments that were cancelled and associated projected revenue
  • Accounts receivable reports from electronic accounting software

 

OR

 

 

If you cannot provide information from the same time period in 2019 or projected revenue for that time period for 2020, please provide documentation for average sales for 8 weeks from January 1 through March 1, 2020. This must be shown by providing one or more of the documents listed above.

The eligible SBRG expenses are (provide detailed documentation clearly showing requested eligible COVID expenses):

  • Mortgage, Rent or Lease obligations*
  • Utilities*
  • Payroll expenses
  • Unemployment insurance
  • Costs related to business premises modifications to protect employees or customers such as barriers, distancing signs, hand sanitization centers, cleaning and disinfecting supplies, etc.
  • Costs related to transitioning business operations for remote work
  • Costs related to protective gear and sanitization such as masks, hand sanitizer, and disinfectant
  • Other expenses that are business-related and would not have been necessary if not for the COVID-19 pandemic

 

* Home-based businesses are eligible to apply for Mortgage, Rent or Lease obligations, and/or Utilities based on the percentage claimed on 2019 income tax return. (documentation required)

 

Supporting documentation will be required to verify expenses. Acceptable documentation includes:

  • Receipts to verify expenses
  • Paid invoices
  • Payment confirmation, cancelled checks, credit card statements, etc.
  • Payroll register reports

 

State and local grants may be taxable. Approved grant applicants who are individual/sole proprietors, LLCs, and partnerships will be issued a 1099 form. It is recommended to review with your tax consultant.

The SBRG Administrators are available from 8 am to 5 pm Monday through Friday at (435) 627-4766 or by email at 

CovidReliefGrant@sgcity.org during the grant application period

Once the application has been submitted and all supporting documents have been uploaded, please allow grant administrators two (2) weeks to review the application and notify you of award status.